There is a whole process involved with purchasing a home using financing. If you are a veteran and you have decided to use a VA loan the same rules apply when it come to viewing and inspecting a potential home. You will want to adhere to a few non-nonsense guidelines when you start [...]

If you are wondering if you are eligible for a VA loan, you will have to examine your own service record for the conditions required by current VA policies. Typically, all veterans who served on active duty and who were discharged in any way or under any circumstances other than dishonorable are eligible for [...]

There have been a number of changes to the legal regulations that underpin the operations and services of the VA as it regards home loans and other program. For many veterans, the provisions of the Veterans Benefits Act bring up many questions about how they may get a loan processing and what sort of [...]

Having an idea about what the restrictions are under the official VA loan guidelines can help you in making a decision about financing. Basically, VA Loans can be used to buy or build a primary residence, refinance a current VA Loan, as well as provide a refinancing option for standard loans or other forms [...]

As with other forms of loans, the debt-to-income ratio of veteran seeking qualification for a VA loan is a major factor that is established by the Veterans Administration and used by the lender to determine if the borrower is capable of meeting all of the expenses associated with home ownership.
This ratio can [...]

Among the many questions that a veteran may ask while looking a VA loan options is whether obtaining a VA-back adjustable-rate loan has any merit. It should be mentioned that veterans have the ability to negotiate the interest rate of a fixed rate mortgage with different lenders.
The same is true of the [...]

According to VA guidelines, a veteran can pay the maximum amount for all standard amounts for any and all of what are called "itemized fees and charges" that are established by the Veterans Administration in addition to a 1% flat charge by the lender as well as discount points. Of course, there are a [...]

If you are a military veteran who is seeking financing assistance in the form of VA loans you may want to consider a VA home improvement loan. Obviously, these types of loans will be primarily used to make needed repairs to an existing residence. In most cases, a VA loan is a preferable [...]

As with other forms of loans, the debt-to-income ratio of veteran seeking qualification for a VA loan is a major factor that is established by the Veterans Administration and used by the lender to determine if the borrower is capable of meeting all of the expenses associated with home ownership.
This ratio can [...]

Many veterans have the mistaken impression that the closing costs for a home loan are actually covered by a VA mortgage. This is not true, although you can do a number of things to either minimize or total eliminate many of your closing costs. Most notably, this effect can be produced by thorough [...]